January 5, 2015

How do you handle credit cards responsibly? How do you make money using them, while paying nothing?

3 thoughts on “January 5, 2015”

  1. Brennan Haag says:

    You use credit cards responsibly by only buying what you need with them and not buy expensive stuff you don’t need. You need to always pay them back on time and not borrow to much with them. You can make money by having a credit card that younger cash back with so everything you get money back for everything you buy.

  2. Garrett Haag says:

    The way you use credit cards responsibly is by paying them off in full every cycle and not buying anything your wouldnt buy normally. The interest rate on the card does not matter if you never pay any interest. You can find cards that give you cash back when you make a purchase and make money off the card that way. You just need to make sure not to buy stuff you normally wouldnt with the card. Make sure the card has no yearly charges either.

  3. Mike Finley says:

    Well said, gentlemen. Let’s review.

    (1) Pay off the credit card bill every month in full. If you cannot do that, get rid of the card.

    (2) Only buy things with your credit card that you would have paid cash for. Take a moment when buying to contemplate this issue.

    (3) Never pay an annual fee on a credit card.

    (4) Get a rebate card that pays you cold hard cash every time you use the card.

    (5) Cash your rebate card every year knowing you have taken control of your credit. YOU are the answer!

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