The Online Financial Happine$$ Academy


The goal is simple. We want to bring a low cost financial education to anyone who wants it anywhere in the world when

they are ready to change the way they deal with their money and that big thing called life. Review the site, the cost, the

three types of classes and the registration process at More details are below. 


  • Money Management 101 (how to manage money AND life)

  • Investing 101 (how to be a successful investor while avoiding the many pitfalls)

  • Retirement 101 (how to retire successfully financially AND psychologically)


The 10-class module, Money Management 101, provides information that relates to money matters that occur in

everyday life. Topics include judgment day, tracking expenses, tracking your wealth, setting goals, creating a plan, 

dealing with debt, building and developing a high credit score, all types of insurance, the effects of advertising, buying a

car, buying a home, investing, taxes, and plenty more. The books, Now What? and Financial  Happine$$ will help. 


The 10-class module, Investing 101, provides information on the world of investing. Topics include asset allocation,

modern portfolio theory, recency bias, reversion to the mean, the efficient market hypothesis, emotions and investing,

stocks vs. bonds vs. cash vs real estate, managed mutual funds vs. index mutual funds, how the industry works, the

fee-based financial advisor vs. the fee only financial advisor and so much more. What Color is the Sky will help. 


The 8-class module, Retirement 101, helps the individual with the retirement process. Topics include how to identify the

four big questions that need answers helping you know whether you are ready or not for retirement, pension strategies,

the 4% rule and how to apply it wisely, smart Social Security and Medicare  strategies, tax strategies, withdrawal

strategies, what to do with the home, and finally, how to psychologically prepare for that big day. Graduation will help.