January 2, 2015

How does a person go about owning stock and bond markets all over the world at the lowest possible cost?

2 thoughts on “January 2, 2015”

  1. Garrett Haag says:

    If you want to own stocks in the most efficient manner, and have them diversified around the world at the best price. You are best off buying no load index funds from a place like Vanguard. Vanguard offers index funds at the lowest prices and has index funds that cover many parts of the world with the total international stock or bond fund or the emerging market fund along side with many US focused funds. You can just buy these funds and with around 6 funds you can be more diversified then over 90% of investors.

  2. Mike Finley says:

    Well said, Garrett. Let’s review.

    By owning a no-load (no commission) total stock index fund (U.S. economy), a total international stock index fund (developed countries outside America), an emerging markets stock index fund (developing markets outside of America), a total bond market index fund (government and corporate highly rated bonds), and an international total bond index fund (developing countries highly rated bonds), you can own the world at a price ranging from .3% all the way down to something maybe as low as .08%.

    This can be done by investing in your retirement plan at work, a Roth IRA at Vanguard.com and possibly taxable index funds at Vanguard as well if you end up maxing out those other two funds. Focus on the globe when investing and as always, keep those costs low, low and low! Index funds do the trick very nicely. Onward!

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