September 25, 2013

Deciding if you need life insurance can be done by asking one key question. What is that? If you do need it, what type, and where do you go?

2 thoughts on “September 25, 2013”

  1. Thomas Graham says:

    Ask yourself if anyone depends on your income. If they do then you may want to consider getting life insurance. If you decide to get life insurance you want to get term life insurance because it has the lowest fees and commissions. The best place to get insurance is to go to a term clearing house, such as

  2. Mike Finley says:

    You are spot on, Thomas. Does anyone rely on your income to live? Answer that and for the vast majority of people, you have identified whether you need life insurance.

    Term is by far the best option once you have identified you actually do need life insurance. It is inexpensive and provides you the opportunity to get all that you need to provide for the loved ones you leave behind.

    The term clearinghouses like,, and will scour the entire United States to find you the best policy at the lowest price AND you will not have to sit down face to face with a life insurance agent and listen to him or her try to sell you the very expensive cash value policies (whole life, universal life, and variable life to name three) that earn THEM high commissions. Knowledge is POWER!!!!!!

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