June 25, 2013
When dealing with insurance, how should a person approach it to reduce costs? High or low deductibles?
When dealing with insurance, how should a person approach it to reduce costs? High or low deductibles?
First, when buying insurance, make sure that the insurance is necessary. If it does not insure you from a catastrophe, it is most likely not worth it. Then, once you made sure that this insurance is something you need, make the deductibles as high as you can. This will lower your costs on insurance. When using your insurance, only use it for the bigger claims. If you can easily handle the claim with your own money, do that first.
Outstanding! I have nothing to add.
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