12 thoughts on “February 25th, 2013”

  1. Aaron says:

    RMD or Required minimum distribution is an amount you must withdraw each year from a US gov tax incentivised retirement plan IRA and 403b, plus many empoyer sponsered programs 401(k), profit sharing, money purchase pension and .gov section 457 deferred compensation. Once you reach 70.5 you must begin withdrawing annually. typically this withdrawls are considered income are are taxible. ROTH IRA withdrawls are not taxed including for surviving spouses who inherit a roth IRA into their roth IRA.

  2. Katherine Graham says:

    RMD (when it comes to retirement accounts) is required minimum distribution. It is the minimum amount the retirement account holder has to withdraw every year, starting with the year the account holder is 70.5 years old or the year the account holder retires (if later than 70.5). No, RMDs do not apply to ALL; for example, the RMD rules do not apply to Roth IRAs while the owner is alive. The RMD rules do apply to ALL employer sponsored retirement plans.

  3. Mike Finley says:

    Nice job. The answers were chalk full of good information. The RMD rules apply to most retirement accounts except the Roth IRA. When you are accessing your money in retirement, the Roth IRA would generally (each situation is different) be the last account you would empty as you spend your retirement dollars.

    It is very important that the individual monitors this situation closely as that time approaches. The IRS will whack you with a very heavy penalty tax if you fail to take the proper RMD amount or fail to take it at all.

    You can contact your investment company or bank to have your RMD distributed on a monthly, quarterly, or yearly basis based on your needs and the rules with the institution where you have your money.

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  7. Monika says:

    I think, had I gone to Alt, I probably would have felt the same way. It’s aoslmt like being in high-school again; walking through hallways and admiring other girls’ cool outfits, or sitting in art class looking over at the next table to see what ideas your classmates are coming up with. I agree with you. While competition is healthy and drives us to work harder, that jealousy and self-doubt is horrible for the spirit. Life is short. This Fall I went to a seminar at the Design Center about doing business in the New World Economy, and one of the messages I got out of it was full disclosure(mainly to clients). Designers in the past have been so secretive about their resources and talent, but I started a monthly collaboration with 2 designers (friends) and shortly their after, started my blog. All these design blogs (p.s. I really love yours), I feel like are tearing down those walls, and yet there is still that competition to beat the next person to the punch and come up with original content. I love this post.p.s. I may have to use that waterskiing photo on my blog this summer! It’s perfect the 3! http://qfevrvzzhwj.com [url=http://ujdfgqbe.com]ujdfgqbe[/url] [link=http://tfkhfcrfc.com]tfkhfcrfc[/link]

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  18. Rodolpho says:

    Hello, ive commented here beorfe and just wanted to send you some more kind words. Everytime i come here i find something that i am just thrilled about. Really excited to hear the John Bender records and to update the Lucifer Rising Sndtrck i have with the 2 disc edition. Thankyou very much.

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